Bank of America Credit Cards

Highlights:

• $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.
• Earn 3% cash back in the category of your choice: gas and EV charging stations, online shopping/cable/internet/phone plans/streaming, dining, travel, drug stores/pharmacies, or home improvement/furnishings.
• Earn 2% cash back at grocery stores and wholesale clubs.
• Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
• Earn unlimited 1% cash back on all other purchases.
• Bank of America Preferred Rewards® members earn a 25%-75% rewards bonus on every purchase. Learn more about Preferred Rewards.
• To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
• 0% Intro APR† for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
• 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.

Regular APR: 8.24% to 28.24%.

Foreign Fee: 3%

Balance Transfer Fee: 3% Intro balance transfer fee, the fee for all future balance transfers is 4%