Credit Cards for Good Credit

Bank of America® Customized Cash Rewards

Bank of America® Customized Cash Rewards

Rewards: Earn 3% cash back in the category of your choice. Earn 2% cash back at grocery stores.

Welcome Bonus: $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days.

Intro APR: 0% Intro APR for your first 15 billing cycles.

Card Type: Visa

Annual Fee: $0

Credit Score: Good

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Highlights:

  • $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.
  • Earn 3% cash back in the category of your choice: gas and EV charging stations, online shopping/cable/internet/phone plans/streaming, dining, travel, drug stores/pharmacies, or home improvement/furnishings.
  • Earn 2% cash back at grocery stores and wholesale clubs.
  • Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
  • Earn unlimited 1% cash back on all other purchases.
  • Bank of America Preferred Rewards® members earn a 25%-75% rewards bonus on every purchase. Learn more about Preferred Rewards.
  • To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
  • 0% Intro APR† for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
  • 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.

Regular APR: 8.24% to 28.24%.

Foreign Fee: 3%

Balance Transfer Fee: 3% Intro balance transfer fee, the fee for all future balance transfers is 4%

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Chase Freedom Unlimited® Credit Card

Chase Freedom Unlimited® Credit Card

Rewards: 3% on dining. 3% on drugstore. 5% on travel. 1.5% on all other purchases.

Welcome Bonus: Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.

Intro APR: 0% intro APR for 15 months from account opening on purchases and balance transfers.

Card Type: Visa

Annual Fee: $0

Credit Score: Good

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Highlights:

  • Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 19.74%–28.49%. Balance transfer fee applies, see pricing and terms for more details.
  • You won't have to pay an annual fee.
  • Cash Back rewards do not expire as long as your account is open.
  • There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.
  • Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.
  • Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.
  • Book your travel with Chase TravelSM for competitive rates and flexible ways to pay.

 

Regular APR: 19.74%–28.49%

Foreign Fee: 3%

Balance Transfer Fee: Intro fee: $5 or 3%, whichever is greater. After that: $5 or 5%, whichever is greater.

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