Credit Cards for Limited/No Credit

Highlights:

• Earn 5% Cash Back on everyday purchases at different places you shop each quarter–like grocery stores, restaurants, gas stations, and more–up to the quarterly maximum when you activate.
• 0% Intro APR for 15 months on purchases and balance transfers and 3% Intro Balance Transfer Fee until April 10, 2025. Then 18.24% to 27.24% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
• Match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days.
• Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
• Intro purchase APR is 0% for 15 months from date of account opening then the standard purchase APR applies. 
• Intro Balance Transfer APR is 0% for 15 months from date of first transfer, then the standard purchase APR applies. 
• Standard purchase APR: 18.24% variable to 27.24% variable, based on your creditworthiness. 
• Cash APR: 29.24% variable. Variable APRs will vary with the market based on the Prime Rate. 

Regular APR: 18.24% to 27.24%

Foreign Fee: $0

Balance Transfer Fee: Intro fee of 3%. After that, 5% of the amount of each transfer.