Credit Cards for Excellent Credit

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Rewards: 3% on Gas upto $6000, 3% Groceries upto $6000, the 1%.

Welcome Bonus: $250 Cash Back after you spend $2,000 in first 6 months.

Intro APR: 0% intro APR on purchases and balance transfers for 15 months.

Card Type: American Express

Annual Fee: $0

Credit Score: Excellent

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Highlights:

  • AS HIGH AS $250 Cash Back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the cash back in the form of a statement credit.† You may not be eligible for the maximum welcome offer amount.
  • Earn 3% Cash Back on Groceries at U.S. Supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 1% Cash Back on other eligible purchases.
  • 0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 18.24% to 29.24%.
  • $84 Disney Bundle Credit - Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a subscription[1] to the Disney Bundle. Valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.

Regular APR: 18.24% to 29.24%

Foreign Fee: 2.7% after conversion to US dollars.

Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

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Capital One Quicksilver

Capital One Quicksilver

Rewards: unlimited 1.5% cash back on every purchase. Earn unlimited 5% cash back on hotels and rental cars

Welcome Bonus: Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.

Intro APR: 0% introductory APR for the first 15 months.

Card Type: Mastercard

Annual Fee: $0

Credit Score: Excellent

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Highlights:

  • Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
  • 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that.
  • You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
  • Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
  • Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order.
  • Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide.

Regular APR: 19.24%, 25.24% or 29.24%

Foreign Fee: $0

Balance Transfer Fee: 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that;

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