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Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Rewards: 3% on Gas upto $6000, 3% Groceries upto $6000, the 1%.

Welcome Bonus: $250 Cash Back after you spend $2,000 in first 6 months.

Intro APR: 0% intro APR on purchases and balance transfers for 15 months.

Card Type: American Express

Annual Fee: $0

Credit Score: Excellent

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Highlights:

  • AS HIGH AS $250 Cash Back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the cash back in the form of a statement credit.† You may not be eligible for the maximum welcome offer amount.
  • Earn 3% Cash Back on Groceries at U.S. Supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 1% Cash Back on other eligible purchases.
  • 0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 18.24% to 29.24%.
  • $84 Disney Bundle Credit - Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a subscription[1] to the Disney Bundle. Valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.

Regular APR: 18.24% to 29.24%

Foreign Fee: 2.7% after conversion to US dollars.

Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

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Chase Freedom Unlimited® Credit Card

Chase Freedom Unlimited® Credit Card

Rewards: 3% on dining. 3% on drugstore. 5% on travel. 1.5% on all other purchases.

Welcome Bonus: Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.

Intro APR: 0% intro APR for 15 months from account opening on purchases and balance transfers.

Card Type: Visa

Annual Fee: $0

Credit Score: Good

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Highlights:

  • Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 19.74%–28.49%. Balance transfer fee applies, see pricing and terms for more details.
  • You won't have to pay an annual fee.
  • Cash Back rewards do not expire as long as your account is open.
  • There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.
  • Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.
  • Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.
  • Book your travel with Chase TravelSM for competitive rates and flexible ways to pay.

 

Regular APR: 19.74%–28.49%

Foreign Fee: 3%

Balance Transfer Fee: Intro fee: $5 or 3%, whichever is greater. After that: $5 or 5%, whichever is greater.

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Discover it® Cash Back Credit Card

Discover it® Cash Back Credit Card

Rewards: 5% on quarterly selected places and 1% on the remaining items.

Welcome Bonus: Match all the cash back you earn at the end of your first year.

Intro APR: 0% Intro APR for 15 months

Card Type: Discover

Annual Fee: $0

Credit Score: Limited/No

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Highlights:

  • Earn 5% Cash Back on everyday purchases at different places you shop each quarter–like grocery stores, restaurants, gas stations, and more–up to the quarterly maximum when you activate.
  • 0% Intro APR for 15 months on purchases and balance transfers and 3% Intro Balance Transfer Fee until April 10, 2025. Then 18.24% to 27.24% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
  • Match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days.
  • Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
  • Intro purchase APR is 0% for 15 months from date of account opening then the standard purchase APR applies. 
  • Intro Balance Transfer APR is 0% for 15 months from date of first transfer, then the standard purchase APR applies. 
  • Standard purchase APR: 18.24% variable to 27.24% variable, based on your creditworthiness. 
  • Cash APR: 29.24% variable. Variable APRs will vary with the market based on the Prime Rate. 

Regular APR: 18.24% to 27.24%

Foreign Fee: $0

Balance Transfer Fee: Intro fee of 3%. After that, 5% of the amount of each transfer.

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